Terms & Legal Disclaimers

By accessing this website ("Site"), you ("User" or "Visitor") acknowledge and agree to abide by the following terms and conditions. These terms constitute a legally binding agreement between you and the website owner. 

The information provided on this Site is for general informational purposes only and should not be construed as professional advice. The website owner makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will the website owner be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this Site, you may be able to link to other websites which are not under the control of the website owner. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the Site up and running smoothly. However, the website owner takes no responsibility for, and will not be liable for, the Site being temporarily unavailable due to technical issues beyond our control.

Your use of this Site and any dispute arising out of such use of the Site is subject to the laws of the state of Nebraska, United States.

Any logos, service marks, trademarks, or branding displayed on this website belong to their respective owners, and protection is afforded to all such content under copyright and trademark laws. This includes our own branding and logos, such as: 

• US Medicare Advisor
• US Annuity Advisor
• US Risk Management
• US Dental Adviser

These Marketing Vertical brands and logos are protected and owned by us. 

Tactical MARCOM Solutions (TMS | Tactical MARCOM Solutions), Hybrid Agent Advisor Model (HAAM), Hybrid Agent Advisor, and Affiliate Structure are copyrighted and proprietary brands, logos, and terms of TAC Services. Unauthorized use or reproduction without permission is strictly prohibited.

US Insurance News, an independent media brand of TAC Services, provides nationwide coverage of the insurance industry along with state-specific editions (State Edition) that focus on insurance-related news and updates for all 50 states. All content, logos, and taglines associated with"US Insurance News," including "US Insurance News - State Edition, State Focus | Nationwide Insights," are protected by copyright and trademark laws. The presence of third-party logos on the website does not imply endorsement or affiliation unless explicitly stated. We respect intellectual property rights and expect the same from our users; please contact us if you believe your logo or branding has been used without permission or if you have concerns regarding our branding.

All content on this website, including but not limited to text, images, graphics, logos, videos, audio clips, and EXPLORE & ENROLL Platform ("EXPLORE & ENROLL"), and Marketing Vertical ("Marketing Vertical(s)"), and Tactical MARCOM Solutions ("TMS | Tactical MARCOM Solutions"), is the property of TAC Services or its content suppliers and is protected by copyright laws. Unauthorized use, reproduction, or distribution of any content from this website is strictly prohibited. If you wish to use any content from this website, please contact us for permission.

The insurance products and services described on this website are offered through licensed insurance agents or brokers. Availability may vary by state and eligibility requirements may apply. All insurance policies are subject to the terms, conditions, and exclusions outlined in the policy documentation. For specific details about coverage, limitations, terms and exclusions, please refer to the policy documents provided by the insurer, agent, agency, affiliate, or organization. In addition, US Medicare Advisor is a non-governmental entity, educational marketing vertical of TAC Services (Lincoln, NE, United States) and does not operated as an insurance agency.

TAC Services offers an Affiliate Structure designed to provide marketing, lead generation, and business development resources to eligible insurance agents, agencies, IMOs, and  FMOs (subscription required).

Participation in the Affiliate Structure does not establish a contractual relationship, employment agreement, or direct affiliation with TAC Services as an insurance producer, nor does it imply that the agent, advisor, or agency is a licensed or contracted producer of TAC Services.

The Affiliate Structure is a key component of the Hybrid Agent Advisor Model (HAAM), enabling professionals to access a scalable ecosystem of marketing solutions, lead generation tools, and branding opportunities without the limitations of Captive or Independent Agent models. HAAM professionals leverage this structure to maximize their visibility,  client acquisition, and business expansion while maintaining full control over their existing affiliations and contracts.

By subscribing and enrolling in the Affiliate Structure, participants gain access to marketing, media, and business development resources, but they remain responsible for their own licensing, regulatory compliance, client interactions, and business operations. TAC Services does not act as an insurer, agency, IMO, or FMO and does not assume liability for any participant’s independent business decisions or regulatory obligations.

No Compensation Guarantee: Participation in the Affiliate Structure does not guarantee commissions, bonuses, or compensation from TAC Services. Compensation opportunities, if applicable, may be defined under separate agreements with relevant entities and are not inherently included in the Affiliate Structure.

No Obligation to Contract: This structure is available to both Captive and Independent Agents and does not require a change in existing agency or carrier contracts. Participation is voluntary and provided as a service-based subscription, granting access to a suite of marketing and business expansion tools.

Modifications & Termination: TAC Services reserves the right to modify, suspend, or terminate the Affiliate Structure program at any time, with or without prior notice, at its sole discretion. Participants are responsible for reviewing updates to these terms.

For further information, contact TAC Services directly.

In addition to the Terms & Legal Disclaimers, please review our Compliance Statement. It outlines our adherence to laws, regulations, and ethical standards.

The Compliance Statement is integral to understanding your rights and obligations when using our services.

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

We reserve the right to modify, alter, or update these legal disclaimers at any time without prior notice. It is your responsibility to review these disclaimers periodically for changes. Your continued use of this website after any modifications indicates your acceptance of the updated terms.

By accessing and using this website, you agree to be bound by these legal disclaimers. If you do not agree to these terms, please refrain from using this website. If you have any questions or concerns about these legal disclaimers, please contact us for clarification.  

Our contact information is as follows:

US Medicare Advisor

c/o TAC Services

1661 Van Dorn Street

Lincoln, NE 68502  United States

Phone: +1 (402) 327-1150

Email: info@usmedicareadvisor.com 

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